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A.Fib and travel insurance

Posted , 11 users are following.

pauline31919
pauline31919

have any of you a.fibbers managed to get travel insurance to cover our condition.  I need 60 day cover.  My usual insurer won't cover me for anything related to a.fib.  I dont know whether the moderators will allow names on here, but I'm giving it a go.  Fingers X.  All the best to my fellow knowledgeable sufferers. 

0 likes, 16 replies

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  • Okapis
    Okapis pauline31919

    Posted

    Spermarket travel does a summary of travel insurance for pre-existing conditions

    I've had Afib but was covered in the past by covered2go... see whether that will get passed ?

    Travel insurers tend to use the same screening companies so dont "vary" your condtions otherwise you'll get caught out! 

    • Okapis
      Okapis

      Posted

      mmm fibher I mean fingers not working well this am! I mean supermarket!
  • elizabeth_12
    elizabeth_12 pauline31919

    Posted

    I had no trouble getting travel insurance for Europe for max 45 days. I'm 71 And have a fib.

    i think my insurance company also do 90 days. 

    If you research travel insurance for pre existing conditions for over 60's ,it should help. I filled in all the info but then it only would give me 30+ days. I phoned the company and it was then sorted to include up to 45 days. 

      I don't think I'll be able to say which company. Hope this helps.

  • BampaOwl
    BampaOwl pauline31919

    Posted

    I have annual travel insurance "free" with my UK bank account. When I first reported AF, I had to pay a substantial additional premium (and I think I could not travel to US). Now on my third year, the bank has changed its insurance supplier and my additional premium has halved! And IIRC I can go to US if I want.

    I do have a few other notifiable conditions, but it seems to be the AF that's crucial.

  • simon56380
    simon56380 pauline31919

    Posted

    I'm 51 and live in Australia. From what Found by playing around with the online 'DIY' travel insurance forms is that nobody here will cover for a Afib if you have had an unplanned hospital admission, or had to to to an Emergency Department for treatment within the last 12. Months. 

    I played around with the 'pre existing condition' questions quite a bit and answered them in lots of different ways before finally figuring that 12 months of being in the clear was the magic number for me.

    I recently met this criteria and quickly booked an overseas holiday and got my travel insurance sorted. (This trip is my belated 50th present that I wasn't able to do in April 2016).

    Good luck with it all Pauline 🤔

  • pauline31919
    pauline31919

    Posted

    Thanks to everyone for your helpful advice.  All the best. 
    • Okapis
      Okapis pauline31919

      Posted

      Providing your AF is paroxysmal there should not be a problem here in the UK with travel insurance. They may add something for 60 days as 30 is the normal length...providing of course that it does not need North America - then forget it unless youre very wealthy!
    • BampaOwl
      BampaOwl Okapis

      Posted

      (See my post above). My AF is paroxysmal, but the problem is that when it kicked off 3 years ago it did so with a faint and admission to A&E. That was en route to a driving holiday in Europe that had to be aborted! So six months off driving too.

      The fact that I passed out once seems to affect my premium even though it was a while ago now.

  • betty47298
    betty47298 pauline31919

    Posted

    Wouldn't it go under cardiac ..Never thought about it..is a pre-existing condition. Unfortunately not traveled much since diagnosed..

  • hhanover
    hhanover pauline31919

    Posted

    Travel Insured waived pre-ex if bought w/in 21 days of trip deposit.
  • sarah88339
    sarah88339 pauline31919

    Posted

    Insurance cover will depend on what medication you are on and if you have had any unplanned trips to hospital. Try Insure and Go
  • john35864
    john35864 pauline31919

    Posted

    Hi Pauline

    I have AFIB, high BP, Asthma, diabetes 2 and I got cover from specialist insurance company called ALLCLEAR TRAVEL INSURANCE. Look it up there very good.

    • pauline31919
      pauline31919 john35864

      Posted

      Thanks John, that's great info, but are you covered for any of these conditions as my co won't cover me for anything related, such as a stroke or heart attack?  I have high bp, high cholesterol and GERD too, but at least we are able to keep going eh!   Keep well and keep,taking the pills John.  😜

  • Tonethephone
    Tonethephone pauline31919

    Posted

    Dear Pauline,

    I am a 77 year old male and insured with Lloyd's bank as part of the account package.As we regularly travel to France for a month at a time I checked with AXA who provide the cover.This resulted in an annual surcharge of £200.Worth it for regular travellers for peace of mind.I am sure you should be able to add cover to your policy.

    Cheers Tony.

    • BampaOwl
      BampaOwl Tonethephone

      Posted

      I mentioned my bank-linked insurance above. That's with TSB, and since they swapped to using Aviva (from AXA) my surcharge reduced from c. £200 to c. £100. Even better peace of mind!

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