Posted , 3 users are following.
Hi all.
Just had a letter today from her Maj at DWP at Belfast informing me my benefit is about to cease being put into the post office. I am now advised to put it into the bank. If I do that, and I have a query in future bout my benefits in the bank who do I query? The DWP or the bank? Will the DWP then have access to my bank account like they do with my post office account now? Ian.
0 likes, 7 replies
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hypercat ian62902
Posted
ian62902 hypercat
Posted
Hello hypercat.
Still not sure I understand it right. Do you mean if I have a bank account with say £500 in it, then decide on having my benefit paid into same bank account, the government have access to all knowledge of monies in the bank account, or can the bank refuse the information of all money or just what shows on the banks accounts as BENEFITS money and not anything else? Do you get my meaning? Ian x
denise15811 ian62902
Posted
No the DWP will not have any idea what you have in your bank. If DWP have knowledge that anyone is commiting fraud then they have ways and means of finding things out but i have no idea what and how. You can have £6000 in savings anyway when claiming benefits before it affects what you can claim. Either way you need a bank account to have your money paid into.
hypercat ian62902
Posted
Hi yes Denise is right. If you are suspected of fraud they would ask you to take your most recent bank statements in so they could go through it. I do know they have the power if they need it of making the back give them details of all accounts, statments etc. but it's something they would need to justify and they don't do it as a matter of course. Only if they have reason to be suspicious of you for some reason. x
denise15811 ian62902
Posted
When making enquires about any benefits it's always DWP you ring anyway and not the bank. DWP pay the benefits not a bank.
ian62902 denise15811
Posted
The reason I ask is because of something I enquired about about, around 2 1/2 years ago. since then didn't give it much thought till today. Believe it or not it was Saturday. Till then I'd no idea DWP were open on Saturday. The girl at P.O. assured me they were. That day also I had letter from DWP saying all sorts in their jargon hence my call to them. The lady was extremely polite and patient. She talked me through my letter. The letter confirmed every date day time of transaction ( none) and money received by post office concerning me.in other words money in from benefit and money left in by me. albeit only £10 a fortnight. My point is when in a P.o. account is it the government business or not? Isn't the fact the lady knew about my personal account proof to me of an infringement of my rights. I can only assume if I'm on benefits and put my money in bank the DWP can do the same. So because I'm on benefits and have a bank account they can go through my account? I DREAM constantly of the day I have that kind of money to make them worry about me... Anyone know how a certain bhs man doing these days? 😉
denise15811 ian62902
Posted
I've never had a post office account so have no idea sorry. As for bank accounts like i said unless there was any reason to suspect fraud then it's none of their business what someone has in their bank. Sorry i can't help you anymore.