1. Community
  2. General
  3. Benefits and Allowances

Esa

Posted , 3 users are following.

Mishy1962
Mishy1962

How much saving can you have before it affects your ESA

0 likes, 10 replies

10 Replies

  • denise15811
    denise15811 Mishy1962

    Posted

    Hi, if you receive Income Related ESA then it’s £6000. For ever £250 over you’ll lose £1. Anything over £16000 and it stops completely. This amount also applies if you receive housing benefit.

    If you’re claiming contributions based ESA then savings don’t affect it but they would still affect any housing benefit you receive. If you’re unsure which one you receive then you’ll need to contact DWP and ask. 

  • ginger26
    ginger26 Mishy1962

    Posted

    Jane I had 16000 in savings they would not give me universal creditsohad to go for esa had to fight for that had a stoke end off June had to go see their medical expert for medical so 3 weeks I got was for then stopped it cos they said I was fit for work when I have no movement in left side off body so now I am having to go on jobseekers appealed against their decision they knocked me back again so taking it to independant appeal they are just very mean
    • denise15811
      denise15811 ginger26

      Posted

      HI ginger,

      I'm sorry to heat about that. Jane is asking about ESA and savings and not universal credit. Saving always affects Universal credit because it's a means tested benefit. The reason i didn't mention UC to jane was because that wasn't the question.

    • ginger26
      ginger26 denise15811

      Posted

      I know denise if you look and read what i put you would understand it does not matter what savings you have you are penalised esa is hard to get then when you do get it they want to take it off you i have been to a soliciter to do my last appeal to get my esa backi was just saying about other i have paid full stamp for 40 yrs never been out off work then they treat like a criminal
    • denise15811
      denise15811 ginger26

      Posted

      I'm sorry but you're still not making any sense. Means tested benefits will always be affected by savings over £6000. If you're claiming Contribution based benefits then this isn't affected by savings.

      Were you found fit for work and that's the reason you're ESA stopped? Or was it because you had savings and were claiming Income Related? If this was the case then if your class 1 National insurance was paid in full then you should have been on Contribution based ESA and savings doesn't affect that.

    • ginger26
      ginger26 denise15811

      Posted

      Paid full ni for 40 yrs denise also after I claimed was my esa only got 1 payment then they said I was fit for work how am I fit for work after a massive stroke you tell me it's all a sham your savings should not effect your claim but it does the whole system is a joke even my mp thinks the samegot him involved now just one big joke is the dwp

    • denise15811
      denise15811 ginger26

      Posted

      Ah now i'm understanding you. You were found fit for work and your ESA payments stopped. They didn't stop because of your savings, savings have nothing to do with Contribution Based ESA.

      ESA is about the work you CAN do and NOT what you CAN'T. Even though your GP thinks you aren't fit for work, it makes no difference. During your assessment they would have assessed you on your ability to do any type of work, and this means a sit down job too.

      Yes i know it's harsh but unfortunately that's how ESA works. If you do have to take it to Tribunal i would advice that you attend the hearing, as this will give you the best chance of having a decision in your favour. 65% of those who appear in person, have a decision in their favour, i'ts much less for those who ask for a paper based decision. Good luck and hopefully you're not waiting too long.

Back to top

Report or request deletion

Thanks for your help!

We want the community to be a useful resource for our users but it is important to remember that the community are not moderated or reviewed by doctors and so you should not rely on opinions or advice given by other users in respect of any healthcare matters. Always speak to your doctor before acting and in cases of emergency seek appropriate medical assistance immediately. Use of the community is subject to our Terms of Use and Privacy Policy and steps will be taken to remove posts identified as being in breach of those terms.