Posted , 3 users are following.
I declared the fact that I was taking statins to an insurance company and they promptly removed cover for heart related illness. The rationale was that if the doctor prescribed then I must be in a high risk group. It took a long time to get this decision reversed and this happened as the doctor accepted I was low risk and took me off them. Anyone else had a similar experience
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melvyn86927 derek85453
Posted
I have experienced exactly the same problem over several years. I had insurance included with my HSBC bank credit card with pre-existing conditions such as atriall fibrillation, replaced aortic heart valve and mitral valve regurgitation, all accepted and covered for worldwide travel. I underwent a further op. to replace the leaking mitral
heart valve, which made me feel better than I had for 30 years. I was walking 5 miles each morning in 1 hour 15 minutes, ie 4mph with no problems until I reported my successful surgery to the Banks insurer. They asked if I was on statins, which I had been on since 2004. and they decided instantly not to cover me for ANY heart related problems. There was I feeling better than ever. So after 55 years I told HSBC where to shove their Insurance and was accepted by the Co-op.
wayne1962 melvyn86927
Posted
Good for you, Melvyn!
wayne1962 derek85453
Posted
Hi Derek - have you thought about abandoning your insurance company like they attempted to abandon you? That's what I'd be doing - and not quietly, either!