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i've posted about being under investigation for Afib but to add we have a holiday booked for the end of the month to Greece. I have annual travel insurance informed them of being under investigation and they have withdrawn cover. I am probably compromised claiming because I was at A &E in December and January with palpitations that were dismissed as anxiety/thyroid related.
So I feel they may categorise as heart related which I didn't tick on the renewal....... So question is do I stay or do I go? I have been told I can get insurance through a local broker but not sure I'm well enough but on the other hand might be just what I need. The stress of no holiday and no refund has added to feeling ill...
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Take all your medication with you & I would imagine your fine, but these days I always check out to see where a local doctor or hospital is just in case. But I've never needed them when on holidays and feel so full of energy and revitalized being away.
Suggest you try one of the insurers for people with existing medical condtions. Search on Google for travel insurance existing medical conditions. Or look up the Consummer Magazine Which Report Review on Travel insurance for those with existing medical condtions.
You may have a genuine claim on the annual insurance policy? You've booked your holiday and paid and have since had a medical problem?
Whether you want to go perhaps depends on what triggers the AF? If its alcohol then a holiday without alcohol might be your idea of a nightmare holiday...
Before Xmas, I booked a 10 night family holiday in Bali mark my 50th birthday last month as I had been Afib free for 10 months.
But between Jan 11 & Feb 28, went into Afib and had to be cardioverted each time.(basically 3 times in 6 weeks)!
On the second occasion, I agreed to have an ablation & it was booked for the 23rd of May,(after our Bali trip)
When I went into Afib for the third time, I decided I was more important to have the ablation, than go to Bali, so brought the date forward to th 20th of April(a couple of weeks ago.
It seems that travel insurance companies here in Australia won't include cardiac cover if you've had an unexpected hospital admition in the last 12 months.
I was planning a fairly active holiday (white water rafting, downhill mountain biking, snorkelling etc.) and didn't want to go if all I could do was sit around a pool and watch other people drink cocktails!
THe airline gave me a credit for the flights, cancelled the bookings that I hadn't yet paid for. But had booked and paid for the last 3 nights in some fancy 5star accommodation (at a great non-refundable price).
But even so, with a letter from my cardiologist, they gave me a refund for two of three nights. So was only out of pocket $300.
Figured that was better than running the risk of ending up in an Indonesian hospital with no travel insurance, and a massive medical bill.
I still plan to go when I can get travel insurance ( which I hope will be in 11 months time).
ultimately, it's your call. If you go into Afib, and your rate is controlled, it's not that big a deal .
My wife is super cautious and put the brakes on our holiday when I went into Afib for the third time in six weeks ( fair enough I guess?)
hope you're doing well and yes Bali will still be there in 11 months.
I haven't actually been diagnosed with Afib - have had palpitations which they are investigating I also have thyroid problems and very stressed work wise of late so lots in the mix.
I am waiting for holder monitor which will be 6 weeks and insurance have withdrawn cover as no actual diagnosis. Thing is in an attempt to capture the type of palpitation I have I have been to A & E twice and this shows as unscheduled hospital visit so might end up losing the lot. At the end of the day health comes first though it's just a timing thing this end
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