how will my private pension affect my esa

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Hi i get ESA part income related,part Contribution Based.I have the chance of getting my pension because of my ill health.If i dont get it because of my ill health i can get it in 10 month when i am 55.How will it affect my ESA in the amount of benefit i get can anyone help thanks

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  • Posted

    Hi,

    Yes, your pension will affect any Income Related ESA you have. Also any pension over £85 per week will affect your Contribution based ESA by 50 pence for every pound over £85 per week. Any lump sum you have over £6000 will affect your Income Related ESA also. Hope this helps.

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    • Posted

      No problem. Your pension will completely wipe out your premiums you have on top of your Contribution based ESA. This will take you weekly money down to £110.75 per week. Then if your pension is for EG £100 per week then you'll lose £7.50 of your Contribution based ESA.

      If you claim any other means tested benefits then that lump sum will also affect that, for EG housing benefit and council tax reduction.

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    • Posted

      Hi sorry to bother you again so i could lose the Contribution based part but still get part of the  Income Related ??
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    • Posted

      No, you will lose all of your Income related and still get some Contribution based. Any other means tested benefits will be affect by the £6000+ you'll receive. Contribution based isn't means tested but pension affects it if the pension is more than £85 per week.

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