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how will my private pension affect my esa

Posted , 4 users are following.

john01533
john01533

Hi i get ESA part income related,part Contribution Based.I have the chance of getting my pension because of my ill health.If i dont get it because of my ill health i can get it in 10 month when i am 55.How will it affect my ESA in the amount of benefit i get can anyone help thanks

0 likes, 6 replies

6 Replies

  • denise15811
    denise15811 john01533

    Posted

    Hi,

    Yes, your pension will affect any Income Related ESA you have. Also any pension over £85 per week will affect your Contribution based ESA by 50 pence for every pound over £85 per week. Any lump sum you have over £6000 will affect your Income Related ESA also. Hope this helps.

    • john01533
      john01533 denise15811

      Posted

      Thanks.my weekly is over £85 a week and my lump sum is over £6,000 sad

    • denise15811
      denise15811 john01533

      Posted

      No problem. Your pension will completely wipe out your premiums you have on top of your Contribution based ESA. This will take you weekly money down to £110.75 per week. Then if your pension is for EG £100 per week then you'll lose £7.50 of your Contribution based ESA.

      If you claim any other means tested benefits then that lump sum will also affect that, for EG housing benefit and council tax reduction.

    • john01533
      john01533 denise15811

      Posted

      Hi sorry to bother you again so i could lose the Contribution based part but still get part of the  Income Related ??
    • denise15811
      denise15811 john01533

      Posted

      No, you will lose all of your Income related and still get some Contribution based. Any other means tested benefits will be affect by the £6000+ you'll receive. Contribution based isn't means tested but pension affects it if the pension is more than £85 per week.

  • stephen08292
    stephen08292 john01533

    Posted

    wat ever pension you get will be taken of ure benefit ,i had the same done to me ,,,robbers 
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