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I live in South Africa and have known about my Bronchiectasis since 2010. In 2014 i applied for a life cover insurance policy; mentioning my condition in the application. A policy was issued in my name (i am in possession of the hard copy from the insurer). I was requested to undertake a lung function test which i did. It is after the evaluation of the results that the insurer now states that the results show that i suffer from a mild restrictive ventilator deffect and that there is also a possibility of a superimposed early obstructive pulmonary impairment.....which i think all sums up to the long effects of bronchiectasis.
I intend taking legal actions against the insurer but i cannot afford a lawyer. I am asking for advice, guidance and more info on how best i can handle this.
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