I managed the cruise

Posted , 6 users are following.

Hi all managed the cruise, all the walking, walked 134 steps to the top of a church in Croatia. Our friends do not understand Polymyalgia, on our last day in Venice we decided to do our own thing at my pace. 

1 like, 32 replies

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  • Posted

    Has anyone seen the little account which seems to make rounds on Facebook regularly, about the woman who decided it was cheaper to live on a cruise ship than in a nursing home, and was living a wonderful life!  (I assume she was really not ready for a nursing home, though.)
    • Posted

      I've seen it in the past. I'd imagine that a week on a cruise ship was somewhat cheaper than a home for a lot of the year - and the food would be significantly better!

      A friend in the UK and her partner wanted to have a long weekend in Rome but the prices were silly money. She found a flight to Rome, 2 nights in Rome, a week touring the Med on a cruise, finishing at Genoa and a flight home for less! And visited Valencia for the first time - just up the coast from her Spanish villa so they went back properly this summer to explore the bits they missed!

    • Posted

      There is a huge American Cruise ship which cruises all over the world with Retirees living on board, these people love the ocean and seeing the world, they pay upwards of two to three Million USD for their Suites on this ship.  They expect to die on board and are buried at sea when their time comes.  Doctors, Nurses on board and they are treated like kings and Queens.

      I say good luck to them, between them they own the ship.

    • Posted

      Well, that's a bit rich for the likes of me who couldn't even afford a US nursing home (I assume this is where they got the idea for the little FB video) let alone life on a cruise ship.  But it is very appealing, for say six months a year!

    • Posted

      Anhaga,

      Sounds like Nursing Homes in US are as expensive as in Australia.  If you are not on a Pension here or are Self Funded Retiree's it can cost from half a million dollars (AUD) and upwards to enter a N.H.  When you pass away most of the money is given back to whoever is in your Will.

      If you are on the Pension, well they take most of your Pension to go towards keep in a N.Home, which seems a better Prospect.

       

    • Posted

      This thread got me curious to see what it costs to live in a nursing home in Nova Scotia.  Standard fee is currently $110 a day, which doesn't include a load of things, just accommodation.  There are other living arrangements including retirement homes which I think sound like more my cup of tea, but they range in cost from $2500 to $6000 (monthly I assume).  Guess I'll be living in the old homestead until they take me out in a box. 

    • Posted

      Sounds as though it is a worldwide problem, this cost of Nursing Homes. Most elderly have paid taxes most of their lives, it is a bit rude to have to worry about your twilight years and where you can live them.
    • Posted

      I live in the UK, I was a social worker, my job was to get care at home or placements in nursing homes/residential homes. Whether you can afford care, social services do step in, family’s believe it is their inheratance and everything should be free, unfortunately the ageing population doesn’t allow that. If you own a property and live alone then that should be taken into account to pay for nursing care. My mother in law lives in a residential

      home and pays £4000 per month. She has severe dementia and is safe. That is what is important.

       

       

    • Posted

      They believe it is their inheritance because they see it as part of the NHS which, at its inception, promised "cradle to grave" care, free at point of receipt. Until that attitude is changed, people will believe it is their right "because I paid my NI" - which as you and I know, is not enough and the rest is out of main-stream taxes.

      What is wrong though is that I, who did without all my life to save for my old age, now will have to pay up while the spendthrift who didn't, won't. I looked after my MIL at my home, spent a lot of money on buying/converting a larger house than we needed to be able to give her a granny flat instead of her living in a home - and the chances are my daughters will do the same except it will again be me who bears the cost. 

      The other thing I'm not sure about is that I have 4 lower cost properties in the north and here in Italy - that one is our home, the other 3 home our daughters and a young woman and her children who probably wouldn't get other accommodation. Would all of those be forfeit? The lot together are worth less than my late SIL's home in the SE was.

    • Posted

      Until about eight years ago a family could be forced to sell their home to pay for nursing home care.  This was changed by our government of the time so you no longer lose your primary residence.  I think some other things have been changed, too, as the residents of nursing homes were actually paying out of pocket for things that everyone else was getting covered by MSI (medicare) but I don't know the details, they didn't seem relevant at the time.  Haha how things change!

    • Posted

      I sometimes have the impression that governments don't want people to be well enough off to live in reasonable comfort as they age.  For example you can put money in a registered retirement fund.  But the amount you can put in varies according to your income.  If you are very wealthy the maximum (a few years ago anyway) was well over $30,000, whereas I think I was allowed only a few thousand, and maxed out before the year was over, although I could well afford to pay in more at the time.  In other words, the more you have, the more you get. 

    • Posted

      Hi Eileen if those properties are yours and  your husbands, and you needed care then those properties will be part of your estate and would be taken into account here, if the properties are in one name then it will be the savings you have Over £23,750 then you pay your full care until you get below that amount. The main home is not taken into account if your spouse still lives there. We haven’t put anything in place here yet to take the house after the other spouse dies, that is definateky on the cards.

      we have some rented properties and we are in the process of gifting those. I should not be saying this.

       

    • Posted

      Oh don't worry Margaret - we have no illusions, we will have to pay for all our care in the UK. No idea how it works here though.

      That's what annoys me, we have worked hard, saved and gone without in the past to get here and have something left to support the children but the system will take it all while paying for the spendthrift who saved nothing. However - one daughter is a nurse, and has mentioned looking after us. We would pay her a salary for doing it! She and the at-home care available would be enough for most things. If I'm demented I don't want to be kept going...

    • Posted

      You have taken the words out of my mouth on all accounts Eileen, this country is in a mess with the NHS.......worrying and a shame....

      ​My son says he doesn`t  expect to inherit all that we have worked for, he says it will all be taken....

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