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My husband had to take ill health early retirement 7 yrs ago. He gets an occupational pension.
He also gets Personal Independence Payment (PIP)
He is not entitled to the state pension for another 12 years. The Gov website states he will be short for his state pension but can buy credits.
He will not be able to work in the future.
I have been looking at the New Style ESA which talks about having to have been working for the past two years or earning national insurance or credits.
I spoke with the tax office today and they explained they only add credits on the back of qualifying benefits.
I have checked the on-line calculators to see if he is entitled to any ESA benefits and it states he is not. It seems he does not qualify for New Style ESA as he has not worked in the past two years and therefore not earned any national insurance credits or qualifying credits...
I understand they do not take into account any savings but am sure they must take into account his pension as "income."
Am I right in saying that because he gets his pension he would not be able to claim any benefits other than PIP and therefore would not be eligible for any national insurance credits towards his pension? The website shows he has 30 qualifying years.
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