inheritence and benefits

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hi can anyone give me advice at the moment i work parttime but i think due to severe arthritis i am going to have to give my job up in the next couple of months the thing is i received just under 30000 inheritence to which i have spent a big chunk of it on household items etc still have about 10000 if i do give my job up will i be able to claim benefits al though i have spent 20000 of inheritence or can the dss say i shouldnt have spent it

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15 Replies

  • Posted

    Claiming a benefit like ESA would totally depend on your circumstances and more info is needed to be able to help you further. Are you single/partner? if you have a partner does he/she work? You say you work part time, how many hours?  have worked full time at all in the last 2 years?
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    • Posted

      hi denise i only been working for the past 6 weeks as was getting so bored in house i am single with a disabled son who gets dla i also get pip due to arthritis at the moment i get child benefit child credit and working tax credit but is i gave up work due to disability would i get benefits after getting inheritence and spending it

       

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    • Posted

      Ok as you've only been working for 6 weeks then you won't be entitled to Contribution based ESA. That inheritence will most likey stop you getting that Income Related ESA. They will most likely tell you it's deprivation of capitol because you spent £20,000 when infact you could have used that to live off. You have £10,000 left which is over the minimum amount you can have anyway. Minumum being £6000 before money is taken off your benefits. Are you claim Housing benefit and council tax support?

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    • Posted

      No I not claiming housing benefit but they don't know I received inheritence as not on benefits as working and surely as I received my inheritence when I was working it shouldn't come into the claim for benefits just the money I have left in bank

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    • Posted

      You said you have only been working for 6 weeks, what did you do before that for money? or was it within those 6 weeks that you had that inheritence? So you don't claim housing benefit because of the inheritence? i'm guessing so because working part time without that money then you would need housing benefit to pay your rent surely?

      All that aside you're talking about claiming an income related benefit and they WILL do there checks because one thing they ask for is bank statements from all the bank accounts you have. Once they see that inheritence of £30,000 they will ask where it's gone, regardless of whether you were claiming benefits or not at the time. Don't hide anything from DWP because they will find out one way or another eventually.

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    • Posted

      prior to working i was on income support dont get a rent rebate while i work the now so pay full rent my bank statement will show i only have 10000 in my account anyway as that is all i have but it would be carers allowance and income support i would be claiming if i have to give up job
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    • Posted

      You still didn't answer my question about how long ago you had the inheritence? If it was longer than 6 weeks ago then you should have told them about the inheritence then. If you didn't and you claimed Income Support then you shouldn't have. Under normal circumstances people on low Income would claim housing benefit. Did you not claim this because of the inheritence? I'm sorry but i'm trying to help. If you try to claim income support now then there's a high chance they will find out about the money you had. Besides this £10000 is £4,000 more than the minimum amount you're aloud to have for Income related benefits. Your bank statements may only show £10,000 but it will also show the amount that you did have which was £30,000. They will want to know where that's gone. It will be deprivation of capitol in order to claim an income related benefit. 

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    • Posted

      Hi Denise I received the inheritence about 4 weeks ago surely cause I wasn't on any benefits when I receive it I didn't need to tell them I know the the 10000 will take me over and if I have to claim income support it would be reduced due to this and surely they can't bring in the 20000 I have spent as wasn't on benefits when I received and spent it 

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  • Posted

    My understanding is that you are allowed up to £16,000 in savings whilst on income related benefits, but they take off a £ or two for every £250 over £6000 up to that limit. Also I think they would consider what your intent was in spending the money before making a decision on your entitlement.

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    • Posted

      I just think that cause I wasn't on benefits when I received inheritence and working and I still am not on benefits and working surely they can't ask why and what I spent my inheritence on

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    • Posted

      The savings part is correct but to spend £20,000 would be classed as deprivation of capitol in order to obtain income related benefits.

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    • Posted

      Wow that's a lot of money to spend in just 4 weeks. Well i've given you all the advice i can give you, sorry i can't help you any further.

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