Posted , 6 users are following.
Hi all I have a question ..I'm due a lump sum of pension totalling approx. £22,000. As i understand it anything over £16000 and your ESA stops.
So..at what point can you re apply for ESA ? Is it when you are down to less than £6000?
0 likes, 2 replies
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denise15811 mermeo
Posted
Hi,
If it's Income Related ESA that you receive then yes £16,000 and any means tested benefits will stop. If it's Contribution based ESA then Savings/capital doesn't affect it.
If you claim housing benefit and Council tax reduction then both of these will also stop.
Once you get below £16,000 then you can ring ESA but then your ESA will be affected £1 for every £250 over £6,000.
If you're 100% sure it's Income Related you claim then as soon as the money hit your bank you'll need to report the changes to all means tested benefit departments.
You will also have be careful what you spend the money on and that you don't deprive yourself of capital to get below the amount allowed. If you do then you'll still be treated as having the money. This could be paying off certain debts and giving the money to family.
mermeo denise15811
Posted