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PIP when you have savings

Posted , 3 users are following.

julie30090
julie30090

My husband won a claim for an accident he had at work. This has left him disabled. We were claiming DLA which we paid back once the claim was settled. A claim for PIP is going through, as we have been advised that he should still get this. Is it wrong to claim this, I thought PIP was not means tested?

0 likes, 7 replies

7 Replies

  • SteV3
    SteV3 julie30090

    Posted

    Hi Julie,

    PIP is based on how your condition affects you, not on what condition you have, but special rules apply if you're terminally ill. PIP:

    Isn't means-tested. This means it isn't affected by any other income or savings that you have

    Is non-contributory. This means your entitlement doesn't depend on the national Insurance contributions you've paid

    Can be paid whether you're in work or out of work

    Can be paid alongside other benefits

    Isn't taxable

    Is administered by the Department for Work and Pensions (DWP)

    Is intended to help with the extra costs of having a long-term condition. However, if you get PIP, you can spend it in any way you choose.

    These details are correct for PIP, it is not affected by any savings you have (which I have indicated in the aforementioned list).

    There is an actual publication available on the Government website, which is aptly called "PIP Myth Buster" if you require further details.

    Regards,

    Les.

    • julie30090
      julie30090 SteV3

      Posted

      Thank you for this, we have a visit next week as my husband is housebound. In the letter it says we should have bank statements and savings proof to hand ???
    • SteV3
      SteV3 julie30090

      Posted

      That is standard protocol, if you have savings or capital behind you. You can get statements from your bank, of it online banking you can access upto 7 years of statements.

      Any statements prior to 7 years are not available to you, due to the Data Protection Act. You can however request a meeting with a bank employee to look at transactions beyond 7 years if need be, it is just by law they cannot print them out. I should hardly of though the DWP wants to see statements this old.

      You can phone your bank and request statements, but it will depend how quickly you require them, normally it takes upto 5 working days.

      Under Government Legislation you can only provide copies of statements to the DWP, therefore it is best to get them photocopied, or phone them beforehand and ask how what length of do they require bank statements from.

      Hope this helps you and your husband.

      Regards,

      Les.

    • SteV3
      SteV3

      Posted

      Sorry, about spelling or grammar mistakes, but I got morning medication 'kicking in' and with me, it is a lot.
    • julie30090
      julie30090 SteV3

      Posted

      Thank you, I was just confused as to why they want them if savings are not relevant.

      We just didn't want to claim if we are not allowed to, considering we had to pay the DWP back over £8000, for payments received while the claim was being settled/ ?

  • david_p
    david_p julie30090

    Posted

    keep shtum and keep claiming  i am an above the knee amputee and have and still am working full time i get the lowest mobility entitelment  18 pounds a week and thats  it !.   im blody disgusted with the system tbh one major limb missing and im classed as able bodies and why ???? becouse i wont sit on my ass all day long making up storys to get money . pad tax and nic all my life  as do most  .  i belive it is not means tested as you can still work and claim and havent seen any questions about savings , good luck
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