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Stopped drinking 3 years ago but been declined insurance due to LFT

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bflare78
bflare78

Hello,

I am a 43 year old male currently in good shape. However, i was an heavy drinker for around 20 years but currently sober for just over 3 years. I have applied for life insurance & the company arranged for a third party blood test to check my LFT. I have had an email saying they decline to offer me life insurance due to the results of my blood test & previous drinking history. I have no idea what the LFT results said but they are sending them to my doctors. I do recall many years ago I had high Bilirubin levels but I am sure i was either told not to worry or the levels went back to normal after a period of sobriety.

I have contacted my GP who have arranged for me to have another LFT along with full blood count & Urea and Electrolytes. I am getting extremely anxious & wondering if I have got liver diseases that's never been picked up. I cannot think of any other reason why I would have abnormal LFT when I stopped drinking 3 years ago.

Any comments?

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