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Travel Insurance following THR

Posted , 11 users are following.

jane_75451
jane_75451

Just wondering whether I would have to declare the THR when renewing travel insurance - I'm assuming so.  Can you get insurance with a regular insurer and just declare the THR or do you have to insure with a specialist medical insurer?  Thank you

   

0 likes, 7 replies

7 Replies

  • JayJay18
    JayJay18 jane_75451

    Posted

    Hi Jane,

    I declared it and had an admin fee for adding it but no other restrictions applied to normal cover.

    This was with a regular insurer in the UK by the way,

  • jen86183
    jen86183 jane_75451

    Posted

    Declare everything with insurance, otherwise they will not pay out.
  • maggie93798
    maggie93798 jane_75451

    Posted

    Yes you must declare it, otherwise they would probably wriggle out of even a claim that had nothing to do with it.

    Initially cost me £10 a year extra. On shopping around some companies added far more, so Ikept with the original one

  • maree32074
    maree32074 jane_75451

    Posted

    Hi Jane

    Not sure if things have changed but I had to wait 12 months after my 2nd hip replacement as were traveling overseas.  With my revision surgery last January I was able to travel nationally after 6 months.

    Perhaps discuss it with a travel agent.

    All the best

     

    • diannesk
      diannesk maree32074

      Posted

      From what I've read and been told, when someone can travel depends on the individual and the surgery done. My surgeon told me that it would be okay to take a long plane trip after about 6 months when  I was more comfortable sitting for more hours. I'm going to make sure I sit in an aisle seat so it's easier to get up and return to seat.

  • judith12644
    judith12644 jane_75451

    Posted

    Hi, I declared my  THR, when I renewed my annual policy; they seemed unconcerned, and still covered me for skiing. (Though we have a joint policy specialising in medical issues, because my husband has heart stuff going on.) As others have said, definitely declare it! 

    Enjoy your travels!

  • Rocketman_SG6UK
    Rocketman_SG6UK jane_75451

    Posted

    I just declared it with my insurer - no extra charge, but they did ask if/how many times I had dislocated.

    I am in UK.

    Just answer all questions truthfully, they asked if I had any unplanned hospital admissions - the answer is no, all the THR ones were planned.

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