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Travel Insurance & PMR

Posted , 7 users are following.

marytommo
marytommo

'Morning All,

Is PMR a declarable condition when taking out Travel Insurance?  I must admit I didn't declare it last Christmas when travelling out to the Dordogne

but wonder whether I was foolish not to.

0 likes, 6 replies

6 Replies

  • mrs_k
    mrs_k marytommo

    Posted

    marytommo

    It is unwise not to tell your insurance company about all illnesses, especially an auto-immune illness.  PMR can lead into GCA in about 40% of patients which is why when you are diagnosed with PMR, you are told to watch out for the symptoms of GCA.   You could need emergency treatment and your insurance company would be correct in refusing to pay up.

    Banks are good for insurance and so is Saga, but you must declare everything.

    So, yes you were foolish, you got away with it last time, don't chance it again.

  • EileenH
    EileenH marytommo

    Posted

    Every medical condition however minor or apparently irrelevant, should be declared when applying for travel insurance - because if you had a claim and they saw medical records they can and do refuse to pay up if there is something you haven't mentioned whether it has anything to do with the reason for the claim or not. After all. it saves them money!
  • Herbo
    Herbo marytommo

    Posted

    I declared it last week- it added only £2 to the premium.
  • carolk
    carolk marytommo

    Posted

    its declarable it added 14 pound to my years insurance carolk
    • mrs_k
      mrs_k carolk

      Posted

      Carol

      Different insurers charge varying rates. It also depends on the amount of cover you opt for and whether you want to be flown home etc.

    • marytommo
      marytommo mrs_k

      Posted

      Thank you for your input and to all the other kind folk who have replied.

      Smiles

      Marytommo

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